Self Directed IRAs
Let us guide you through the many possibilities including mortgages, options, LLC's, partnerships and more! Call us for a free consultation and learn how to unlock the power of your Traditional IRA, Roth IRA or SEP IRA.
Our firm advises clients throughout the process by ensuring that transactions and subsequent handling of the assets comply with the IRA regulations. Our advice includes how to structure various deals and alternative solutions to get deals done. We are not real estate agents/brokers and do not select, suggest or otherwise get involved in the management of real estate, nor do we receive any commissions. We are paid a planning fee by the client and act as their advocate in the process.
What Type of Real Estate Can IRA's Be Invested In?
An IRA can be invested in any type of real estate: rental homes, apartment buildings, commercial property, raw land, partnerships, construction projects, mortgages, etc.
Is This New? Why Haven't I Heard of It Before?
No, this is not a new concept. IRAs have been able to own a wide variety of investments since their inception. Most IRA custodians are not equipped to handle "alternative investments" such as real estate. They prefer to deal in assets such as money markets, CDs, bonds, stocks, mutual funds, because they are easier and generate revenue for the firm.
What About Getting A Mortgage?
An IRA can buy property using debt financing under certain circumstances. For example:
• Seller fianancing or Carry-back
• Bank/Lender Non-Recourse Loans
• As Part of a Larger Group of Investors (e.g. LLC)
Making Loans and Buying Notes
An IRA can make loans to anyone (other than disqualified persons) for any reason. For example, your IRA can loan to a third party to buy a boat, car, house, an investment property or even an airplane! IRAs can also purchase existing mortgages/notes from sellers who owner financed and now would like to cash out.